These Terms of Use ("Terms") outline the conditions under which you may access and use the website and services ("Service"). By accessing or using this website, you acknowledge and agree to comply with these Terms.

1. ACCEPTANCE OF TERMS

1.1 By using this website, you confirm that you accept these Terms in full. If you do not agree with these Terms, you must cease using the website immediately.

2. USE OF SERVICE

2.1 The website and its services are for personal, non-commercial use only. You are prohibited from using the service for any illegal activities or for infringing upon the rights of others.

2.2 The information and results provided by the quiz are for informational purposes only and should not be considered as financial or investment advice.

3. USER RESPONSIBILITIES

3.1 You are responsible for providing accurate and up-to-date information when using the quiz or registering for services.

3.2 You are responsible for maintaining the confidentiality of your login information. The website owner will not be liable for any unauthorized access to your account due to your failure to safeguard your login credentials.

4. INTELLECTUAL PROPERTY

4.1 All content on this website, including text, images, logos, and software, is the intellectual property of the website owner and is protected by copyright laws. Reproduction, distribution, or modification of any materials is strictly prohibited without prior written permission.

5. LIMITATION OF LIABILITY

5.1 The website owner is not liable for any damages, including but not limited to direct, indirect, incidental, or consequential damages resulting from the use of the Service.

5.2 The Service is provided on an "as-is" basis, without warranties of any kind. The website owner does not guarantee uninterrupted or error-free access to the Service.

6. MODIFICATIONS TO TERMS

6.1 The website owner reserves the right to update or modify these Terms at any time. Any changes will be communicated through an update on this page. Continued use of the website after changes are made constitutes your acceptance of the revised Terms.

7. TERMINATION OF SERVICE

7.1 The website owner may suspend or terminate your access to the Service at any time for violating these Terms or for any conduct that may harm the Service or its users.

8. GOVERNING LAW

8.1 These Terms shall be governed by and construed in accordance with the laws of Ukraine, without regard to its conflict of law principles.

9. CONTACT INFORMATION

9.1 If you have any questions or concerns about these Terms, please reach out to us via the contact details provided on the website.